• ERA Answers
• ERA Home Protection Plan
• ERA Seller Security Plan
• ERA Mortgage
• Mortgage Calculator
• Municipal Information
• School Information

Information • ERA Mortgage

Buying a home can be an exciting time in your life, and it can be easy when you know the right steps to take. ERA Mortgage wants to help you understand the entire process—from finding the mortgage that's right for your unique situation to being prepared for a smooth closing. And be assured—we're here to help you every step of the way.

Our Process

We have developed a program that helps you through the home purchase process in four easy steps—The Four to the Door® four-step mortgage program*:

1. Get pre-approved. You'll receive a pre-approval decision in as little as 20 minutes! Contact us and we'll give you a same-day loan decision, guaranteed — or we'll pay you $250.
2. Find a home. Call us when you've found a property. With over 150 products to choose from, we'll find the loan that's right for you. For added peace of mind, we offer Pre-Purchase Rate Protection, which safeguards your interest rate against market fluctuations and gives you the option to lock in a lower rate if rates drop.** You can search for properties online at this web site to get an idea of the homes that are available in your price range.
3. Return documents. Review your loan package, make any necessary changes and return the signed documents to us.
4. Close on time. As part of the best service guarantees in the mortgage business, We'll meet your requested closing date or we will reduce your interest rate by 1/8 of one percent for the life of the loan.*

Here's an overview of how the entire home buying and mortgage process works. For a more detailed explanation, see our article "Frequently Asked Questions: Home Mortgage", or call an experienced ERA Mortgage Consultant at (888) 307-8006.

Contact Information

Call Toll-Free : (888) 307-8006

Click here to go to the ERA Mortgage Home Page.

*Mortgage loans are subject to qualification, receipt of satisfactory appraisal and verification of income, asset and debt information provided by the customer.

**If you have selected a property and lock between five and 60 days prior to closing.